Win! A Paperchase Financial ‘Budget Planner’

Win! A Paperchase Financial ‘Budget Planner’

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One of the things that I have got much, much better at with age, is managing my finances well, especially since the children came along and we had all those extra costs to think about. In the past, especially whilst at university, I was terrible with the little money I had, and had no idea about budgeting well, or the best ways of saving money. 

Whether you’re super-organised when it comes to your finances, or need a bit of a helping hand, I’ve got a great giveaway on the blog for you today! 

I’m giving one lucky reader the chance to get their hands on a Paperchase Financial ‘Budget Planner’.

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This great personal notebook is ideal for keeping track of your financial affairs, and includes space to record income and expenditure, guidance on how to budget, thrifty tips and a glossary of financial terms. 

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There is also a handy pocket for receipts, coupons, bills and gift cards, plus plenty of space to write any notes and those often sweat-inducing Christmas and birthday lists for friends and family!

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To be in with a chance of winning, just fill out the Rafflecopter widget below, and enter using as many of the options as you’d like:

a Rafflecopter giveaway

Good Luck!

Terms and Conditions: Competition closes at 12.00am (midnight)  GMT on Sunday 3rd April 2016. Entries received after this time and date will not be valid. UK residents only. Entrants must be 18 and over. Winner will be selected at random via Rafflecopter after the closing date and will be notified within 5 days of competition end. Only entrants received via the Rafflecopter widget will be considered valid.The prize is a Paperchase Budget Planner- no cash alternatives to the stated prize will be offered.

Find more great giveaways at Super Lucky Di and The Prize Finder.

95 Comments

  1. Laura Cooper
    March 10, 2016 / 1:00 pm

    To plan your meals ahead and not go food shopping when hungry!

  2. Tracy Nixon
    March 10, 2016 / 1:09 pm

    Checking your fridge, meal planning and writing a shopping list before you go food shopping and stick to it!

  3. Tracey Peach
    March 10, 2016 / 1:17 pm

    Freeze leftovers to make meals from instead of throwing them away 🙂

  4. Harline
    March 10, 2016 / 2:23 pm

    Only buy what you can afford don’t get into debt for something you don’t need

  5. claire griffiths
    March 10, 2016 / 2:52 pm

    to plan your meals ahead and never go shopping when you are hungry

  6. iain maciver
    March 10, 2016 / 4:09 pm

    don’t spend any

  7. michelle olner
    March 10, 2016 / 4:43 pm

    Use google shopping tp try to find the best deal for anything

  8. ElizM
    March 10, 2016 / 4:44 pm

    know what’s in your bank account

  9. Andrea Fletcher
    March 10, 2016 / 5:15 pm

    Always write a shopping list and dont buy so much that you end up throwing lots away.

  10. Miranda
    March 10, 2016 / 6:01 pm

    Don’t go to the supermarket hungry!

  11. ashleigh allan
    March 10, 2016 / 6:11 pm

    Think before you buy – also use loyalty cards!

  12. Rachel Craig
    March 11, 2016 / 8:58 am

    Don’t go for the supermarket shop when hungry. As you are likely to stock up on more food than if you shop following a satisfying meal.

  13. Chloe Wright
    March 11, 2016 / 11:28 am

    I try not to buy anything unless I have a coupon code, use my student discount as much as possible.
    With food shopping, approvedfood.com is my best friend!

  14. Dawn
    March 11, 2016 / 1:21 pm

    This is a brilliant idea…. especially as I’m saving for a big holiday!

  15. Amanda
    March 11, 2016 / 8:03 pm

    Freeze all foods before they spoil and the food that can’t be frozen, eat first!

  16. Hester McQueen
    March 12, 2016 / 1:29 am

    Make enough at dinner for packed lunches the next day. Add pulses to as many dishes as possible as it makes them go further but it is also healthy.

  17. Ruth Harwood
    March 12, 2016 / 10:06 am

    Shop around, obviously, if you can xx

  18. Helen Stratton
    March 12, 2016 / 10:21 am

    Write a list and stick to it, For food shopping, school shopping or Christmas shopping it always helps.

  19. rebecca nisbet
    March 12, 2016 / 10:53 pm

    just get in a routine of transferring savings each month, and have an aim, a target to reach.

  20. Leanne V McKenna
    March 13, 2016 / 2:45 pm

    Freeze any food possible to make it last longer, for example we buy breakfast muffins but only use 2 a week and they come in packs of 6 so we freeze them so they last for 3 weeks.

  21. claire woods
    March 13, 2016 / 8:52 pm

    shop around for the best deals.

  22. Zed
    March 15, 2016 / 12:01 pm

    Take advantage of offers and plan them before you go out – dinners, 2for1 cinema tickets etc. Plan your activities around them.

  23. Katie skeoch
    March 15, 2016 / 4:12 pm

    Use reward cards & cash back, especially when making larger purchases

  24. March 16, 2016 / 11:10 am

    Do not take credit cards or debit cards with you when you pop out, Take limited cash this will stop you being tempted to buy items you do not need.

  25. Jennifer Marshall
    March 16, 2016 / 8:20 pm

    I always use cash whenever I’m out shopping… seeing the money in my hands stops me buying things I don’t need!

  26. March 17, 2016 / 7:26 am

    I don’t have any money saving tips as I am absolutely useless at saving money which is exactly why I need this planner in my life. We are really trying to do the “do I actually need this item” before purchasing which is helping to stop some impulse buys. I would love something like this though as at the moment all my budgeting notes are everywhere in various notebooks and spreadsheets and I need something to help as I go!

  27. Vicky Cole
    March 17, 2016 / 2:19 pm

    A friend introduced me to charity shopping for my clothes, she always looks well presented and commented on how nice she always looked and she told me her secret.

  28. Amanda Graham
    March 17, 2016 / 3:01 pm

    Always stick to the shopping list!!

  29. Selina F
    March 18, 2016 / 10:32 pm

    Do your grocery shopping online so you don’t get distracted and by things you don’t need when you are out shopping.

  30. Sally Collingwood
    March 20, 2016 / 11:00 am

    Save for what you want, don’t use credit.

  31. Sophie Rollo
    March 20, 2016 / 12:54 pm

    Meal planning is important, but being flexible with offers that are at the supermarket is also a good idea !
    Raid the discount shelves

  32. Laura Marshall
    March 20, 2016 / 10:03 pm

    I always look out for discount codes and put all my spare change into a tin- it all adds up

  33. Elizabeth Gurney
    March 22, 2016 / 10:42 am

    Plan your meals weekly so you can minimize waste of food = minimizing wasting money!

  34. Natalie Baskerville
    March 24, 2016 / 6:30 pm

    Only take what cash you budgeted for shopping and leave your cards at home

  35. kim neville
    March 25, 2016 / 4:30 pm

    Look for any good deals and vouchers before you shop and don’t buy unnecessary items

  36. Adeline M
    March 26, 2016 / 1:02 pm

    Before buying something like a TV or computer, look around first and research to make sure you get the best deal!

  37. Mari Sutherland
    March 26, 2016 / 5:56 pm

    Buy the best you can afford but only when you can afford it.

  38. amanda walsh
    March 26, 2016 / 6:05 pm

    Meal plan, it saves a fortune. Also at the end of each day empty all of the change out of your coin purse and put in a sealed pot. At the end of each month open it and you will be surprised how much is in there

  39. Rachel Butterworth
    March 26, 2016 / 11:00 pm

    Use cash not credit cards, that way you can see what you’re spending.

  40. Danielle Cresswell
    March 27, 2016 / 11:19 pm

    Shop online and plan your meals. You won’t be distracted this way to buy random things you don’t need.

  41. Monica Gilbert
    March 28, 2016 / 12:17 am

    Be aware of what you have and use it before buying more. Also, sign up for product testing. You can get a great deal free or at a substantial discount, particularly consumable goods.

  42. sarah clegg
    March 28, 2016 / 7:44 pm

    meal planning,couponing and buying ahead such as bday pressies in jan sales ect

  43. Sarah Hughes
    March 28, 2016 / 10:41 pm

    take out cash and not your cards

  44. Nicola McConnell
    March 29, 2016 / 3:19 pm

    Plan your meals in advance and then use your plan to manage your shopping trips. It saves you ending up with a fridge and freezer full of food that you don’t get through before it goes off.

  45. melissa crowe
    March 30, 2016 / 3:30 pm

    PLAN ahead xx

  46. March 31, 2016 / 8:59 am

    Keep track of what your spending and when going shopping only take out what you want to spend.

  47. Ayse
    March 31, 2016 / 9:27 am

    Only take out what you want to spend 🙂

  48. EJ Dunn
    March 31, 2016 / 10:36 am

    Question every purchase you make. “Do I really need this?”. Means I only spend money I really need to.

  49. Michelle Sykes
    March 31, 2016 / 8:46 pm

    Take a list to the supermarket and stick to it

  50. Lauren Old
    April 1, 2016 / 8:26 am

    Order your weekly shop online, it stops you from picking up random special offers and food you don’t want

  51. Tracy B
    April 1, 2016 / 2:05 pm

    Lists are your friend! Don’t ever shop without one and always research best buys online before purchasing something high in value.

  52. Helen A
    April 1, 2016 / 8:09 pm

    Do foodshop online to reduce impulse buys

  53. Laura Harrison
    April 1, 2016 / 9:07 pm

    Look for coupons on the Internet before you go shopping. Be a savvy shopper x

  54. Debbie Preston
    April 1, 2016 / 10:31 pm

    Make a shopping list and stick to it and don’t take the hubby or kids shopping with you as extras seem to find your way into the trolley!

  55. sharon cunningham
    April 1, 2016 / 11:34 pm

    Make soup. So cheap to do.

  56. Julie
    April 1, 2016 / 11:42 pm

    Take lunch to work. I’m amazed at how much I used to waste by being disorganised!

  57. Rachael Walton
    April 2, 2016 / 10:08 am

    Never pay full price! Always use a code voucher or link!

  58. Jayne Kelsall
    April 2, 2016 / 1:47 pm

    search around for the best deals before you buy.x

  59. rachael mccadden
    April 2, 2016 / 2:33 pm

    mine if you do not need to spend any money when your do not take your bank card or cash out with you.. I found I saved a lot and stopped buying rubbish

  60. jo liddement
    April 2, 2016 / 3:01 pm

    I scout around in charity shops for things I can make to help with the budget.Recently I bourght some material in a charity shop and made some curtains which would have cost a fortune if I had bourght them new.

  61. Jennifer Rhymer
    April 2, 2016 / 3:36 pm

    Always write a shopping list & never go grocery shopping when you’re hungry 🙂

  62. Victoria Prince
    April 2, 2016 / 5:05 pm

    Always make a shopping list before you go to the supermarket, and stick to it! Then you won’t be tempted to spend a lot of money on food you don’t need that will go to waste

  63. Samantha Atherton
    April 2, 2016 / 7:12 pm

    keep your eye’s peeled throughout the year for offers on items that would make great Christmas gifts & put them away till Christmas, It saves cash in the long run & means you don’t have to spend so much all at once come Christmas. I find buying all my wrapping paper, ribbons, tags & cards in the January sales means I save a lot.

  64. Julie Ward
    April 2, 2016 / 7:20 pm

    I only buy items I use when they are on offer, then buy in bulk. I’ve even bought some xmas prezzys when 50% or more off

  65. Debi Newman
    April 2, 2016 / 7:49 pm

    Menu planning x

  66. sarah
    April 2, 2016 / 8:14 pm

    Meal plan is my number one money saving tip! I don’t over buy when I meal plan 🙂

  67. Adrian Bold
    April 2, 2016 / 8:58 pm

    Take a list to the supermarket and don’t deviate from it.

  68. Lucy Carter
    April 2, 2016 / 9:51 pm

    Meal plan, then stick to your shopping list.

  69. Sal
    April 3, 2016 / 4:39 am

    First ask yourself if you really need it and then google to see if you can find it cheaper elsewhere

  70. Jo McPherson
    April 3, 2016 / 8:36 am

    Plan your meals each week and make a list of exactly what you need, it helps over-spending at the supermarket

  71. carol boffey
    April 3, 2016 / 9:40 am

    Shopping lists

  72. Anna Brown
    April 3, 2016 / 10:06 am

    Before buying check comparison sites or shop around and check around for discount codes, coupons, etc

  73. Samantha R
    April 3, 2016 / 10:22 am

    When you’re going to buy something, imagine someone offered you the item or the money that it cost – which would you prefer? If you choose the money then the item isn’t worth it.

  74. April 3, 2016 / 10:46 am

    DO NOT take your kids shopping with you! A simple shopping trip ends up very complicated and expensive once you add children into the mix!! And, if you shop online don’t give in to their pop ups about special offers – the price of your basket can increase very quickly if you’re tempted! Voice of experience….!

  75. Petra Hora
    April 3, 2016 / 11:41 am

    Take sandwiches for days out.

  76. Rebecca Viner
    April 3, 2016 / 11:54 am

    Wait to book things. My boyfriend and I love to save money by using Groupon or Wowcher, or by using deals like going at a later time or mid-week (we get half price bowling by going at 9pm on a Saturday night instead of our preferred earlier time). A voucher code or deal ALWAYS comes up (and if not – don’t hesitate to use social media to ask the company why or if there’s one that you’ve missed)

  77. Karen Harrison
    April 3, 2016 / 1:04 pm

    Shop online for groceries so you are not tempted to buy unnecessary items.

  78. Pauline Black
    April 3, 2016 / 1:34 pm

    Stock up on bogof offers for toiletries and washing powder and cleaning products. You always need them so get them while they are on offer!

  79. cheryl hadfield
    April 3, 2016 / 3:01 pm

    plan meals before going food shopping

  80. Diane Carey
    April 3, 2016 / 3:44 pm

    Always bank some savings from your wage every week or month. Think of it as a bill. Then you have some money for an emergency or for an holiday etc

  81. FARIDAH BROOKER
    April 3, 2016 / 5:04 pm

    Before buying anything online do a price comparison, use a cashback site and look for discount codes before purchasing.

  82. April 3, 2016 / 5:13 pm

    Go food shopping after you’ve eaten – saves on those impulse buys!

  83. Karl Borowy
    April 3, 2016 / 5:59 pm

    do you really need it ? if yes research cheapest price=== get bonus cash back if possible via web or c. card or store card or other or all 3 –…look after it..—resell if no longer need it ..

  84. laura stewart
    April 3, 2016 / 6:39 pm

    if you cant afford it, you cant gave it, is my motto

  85. karen
    April 3, 2016 / 7:25 pm

    Save one bit at a time

  86. Keri Jones
    April 3, 2016 / 8:17 pm

    Buy bulk items as they are usually cheaper. If you don’t have room to store everything split the items & cost with a relative or friend 🙂 x

  87. Amy Lambert
    April 3, 2016 / 8:46 pm

    Give yourself a weekly budget x

  88. Ruth Wollerton
    April 3, 2016 / 10:13 pm

    To write down everything you buy or pay for big and small; it shows you where you are spending too much and allows you to cut down in the easiest way of all.

  89. April 3, 2016 / 11:00 pm

    Buy in bulk, make lots and then freeze portions. You stick to the portion size, and it makes it cheaper .

  90. nicola james
    April 3, 2016 / 11:23 pm

    try to save a little every week,it soon builds up…….or so ive been told…….!!!

  91. Joanna Kasznicki
    April 3, 2016 / 11:26 pm

    Always make a list when you go shopping. Also make sure you never go food shopping on an empty stomach as you want food that you don’t even need.

  92. Ruth D
    April 3, 2016 / 11:31 pm

    never go to the supermarket without eating first and taking a list with you.

  93. Leila Benhamida
    April 3, 2016 / 11:44 pm

    Save 10 percent of your wages and save it. Always keep an eye on your finances. Pay in cash instead of card

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