Any cat owner knows that your feline friend isn’t cheap to keep. Frequent vet visits, flea treatments, and housetraining all cost money that many owners simply don’t have. Fortunately, there are ways you can keep your cat healthy without breaking the bank. One great way to save money is by purchasing pet insurance for your cat. Whether your budget is limited or you just want to make sure your cat gets the care it needs, getting pet insurance could save your pets life and is almost always a better idea than not having it at all. Here are 10 good reasons why you should get pet insurance for your cat:
You’re going to need pet insurance
While pet insurance is not a legal requirement, it is a must if you want to stay on top of your cat’s health care costs, especially if your pet has pre-existing medical conditions. Most pet insurance policies include annual check-ups, which can aid in the early detection of any medical conditions. For example, during a routine examination, your vet may discover that your cat has developed urinary tract infections. With pet insurance, this can be treated earlier, helping you save time and money. Your pet insurance may also cover the treatment, if needed, so you won’t have to worry about those high vet bills.
You’re likely to need veterinary care at some point
If your cat has an ongoing or pre-existing health issue that requires treatment, you will probably need to visit the vet on multiple occasions. If you don’t have pet insurance, you may end up paying out-of-pocket for visits that you make. This is particularly likely if your cat has a condition that isn’t covered by standard insurance. For example, many cats with kidney issues need expensive treatments that aren’t always covered by insurance.
Your cat is an accident waiting to happen
Although most cats are pretty careful when it comes to knocking stuff over, some are not. If your cat is prone to frequent mishaps, you should consider getting some form of pet insurance. Anything is possible when it comes to your cat’s health. Your beloved feline may trip over or hit its head a little too hard on any one of your pieces of furniture. If it results in a lifelong condition like brain damage or cognitive issues, you could end up spending thousands of pounds to help your cat become comfortable in his home once again.
If you have a dog, pet insurance for both is a must
If you have more than one pet in your home, you should definitely consider getting pet insurance for all of your pets. Many pet insurance providers offer an added discount if you buy a multi-pet insurance policy. This can save you a lot of money in the long run. It can also be especially helpful if one of your pets has a serious health condition that is expensive to treat. And we all know how expensive veterinary care can be. Therefore, getting pet insurance for your cat and other pets could help you save money.
Your cat is vulnerable
Cats are very popular pets, but they are also some of the most vulnerable. They are at high risk when it comes to injuries, animal attacks, and other dangers. Pet insurance for your cat could help protect against disaster if something bad were to happen. For example, if you have an outdoor cat, it could get hit by a car or attacked by a dog or cat. If you have pet insurance, you can get your cat back to health and pay for all vet bills, giving you better peace of mind.
Cats can often be mistreated
It’s one thing to pay for veterinary care; it’s quite another to receive good care. Unfortunately, not everyone treats animals with the same care that you do for your cat. A lot of vets frown on using financial coverage to help pay for treatments. If you are lucky enough to get a vet that accepts pet insurance, it may be worth the extra money to get the best care possible.
Vet bills are not cheap
Cats are finicky creatures, but they are not cheap to care for. Vet bills can be high for a number of reasons. Your cat could have a medical condition that isn’t covered by standard pet insurance. If your vet discovers this, you could end up with a high bill. You could also get an expensive prescription or treatment.
Pets are family members, too
Owning a pet is one of the greatest gifts you could ever receive. Pets not only provide companionship and love for you, but also for your entire family. Unfortunately, caring for pets also costs a lot of money. That’s why it’s important to get pet insurance.
Don’t forget about collision coverage
Most pet insurance policies cover routine veterinary care and vaccinations for cats. However, some policies also cover the cost of medical care and attention for your pet in the event of a collision. If you live in an area prone to car accidents, this type of coverage could save you a lot of money.
There are different types of pet insurance
There are different types of pet insurance that can be purchased by pet owners and businesses such as dog groomers and pet cafes. Some policies cover accidents, while others cover illnesses or injuries. The most common type of pet insurance is coverage for veterinary bills. This is the most common form of pet insurance and is available for cats, dogs and other small animals.
It’s important to choose the right cat insurance policy for your pet and your family’s needs by deciding what you need coverage for. Accidents can happen at any time, so it’s important to have coverage for both physical and emotional injuries. Some policies also cover lost income due to a pet’s illness or injury. It’s also a good idea to compare prices before choosing a policy because pet insurance can be expensive given that you’ll be paying for it for the duration of its life. You may also want to consider adding additional coverage, such as for pet burial or cremation costs.
Please see some more of my finance-related posts here